Any information we collect will be kept under technological lock
and key, and used only to help you find the right insurance.
If you have any additional questions about how we safeguard your
information, please contact us.
This is the privacy policy for the Quick Low Quotes site. This
Privacy Policy contains our policies regarding the collection,
use and disclosure of certain information relating to your use
of the Site. Your use of this Site signifies you understand and
accept the terms of this Privacy Policy.
This Privacy Policy
is incorporated into, and part of, the Terms
and Conditions, which govern your use of this site in general.
This site is not
intended for use by persons under the age of 18 years
old. You must be 18 years old or older to provide
any personal information to the site, or to us through the Site.
You represent and warrant
that you reside in the state of Maryland in the United States.
Quick Low Quotes may request and collect certain personally
identifiable information including, but not limited to, Application
Data and other personal information contained in User Submissions,
through various means such as online forms, online applications,
e-mail and comments submitted to the Site. Such information
collected through the site may include financial information,
health-related information, and other sensitive information.
We will not sell or disclose your personally identifiable information to
third parties.
We may also collect certain non-personally identifiable information
such as demographic or profile data.
Insurance companies configure their rates using a variety
of criteria. Since we converse with hundreds of companies,
we must ask questions required by all of them to determine
the most competitive match for you.
As with many sites, we may use "cookies" and/or
other technology in our communications with you to enhance
the functionality of the site and to make your transactions
and other activities more convenient. These technologies
may store a small file locally on the computer used to access
our site, and may be used by us to store and collect information
relating to your viewing and our correspondences with you.
If you set your web browser software not to accept cookies,
functionality of this site may be affected. We may collect
your IP (Internet Protocol) address to help diagnose problems
with our server, administer our site and identify our users.
We may also use such technologies to minimize the need for
you to re-enter information.
Third parties may also use tracking technology throughout the
site. We have no control over what information such third parties
track or collect, and we have no responsibility or liability
for any tracking, data collection or other activities of such
third parties.
We use information collected through this site for a variety
of purposes in the course of business and as otherwise set forth
herein. For example, such information may be used to process
your applications to receive quotations or to send you information
about our affiliates' products and services that may be of interest
to you. This information may be used to evaluate what portions
of the site are more populated than others, determine where visitors
visited from, where they go, and how long they stay on a particular
page. We may match information collected from you through different
means or at different times, and use such information along with
information obtained from other sources, including third parties.
Application Data may be forwarded to insurance agents, discount
program representatives, brokers and/or companies who may contact
you with a quote by email, telephone, postal mail or other forms
of communication. We are not responsible, and shall not be liable,
if an agent, broker, discount program representative or company
to whom we forward your Application Data violates our Privacy
Policy or their own privacy policy, if any.
We may disclose your personal information to companies that perform
technology or marketing services. We may transfer, sell or assign
aggregate, non-personally identifiable information about site
usage to third parties. We may transfer, sell or assign personal
information to third parties as a result of a sale of all or
substantially all of our assets relating to this portion of our
business or in connection with a merger, consolidation, change
in control, reorganization or liquidation. We also reserve the
right to disclose any information concerning you if required
by law or to protect or defend our rights or the rights or well-being
of our users or if you are involved (or are reasonably suspected
to be involved) in any illegal activity, even without a subpoena,
warrant or court order.
Security
The application forms on the Site support encryption to help
protect the security of your transfer of data to us. Although
we will take all security precautions regarding information stored,
we cannot guarantee that any information stored be free from
unauthorized access, and we disclaim any liability for any theft
or loss of, unauthorized access or damage to, or interception
of any data or communications. By using the Site, you acknowledge
that you understand and agree to accept these risks.
Processing
By providing any personal information to the site, you fully
understand and consent to the transfer of such personal information
to, and the collection and processing of such personal information
in, the United States and other countries or territories.
By submitting this information you are authorizing Brokers, Agents,
discount program representatives and/or Insurance Professionals
at Quick Low Quotes to contact you directly with quotes via telephone,
fax, and email, regardless of the presence of your phone number(s)
on any local or national no-call list.
In some cases, insurance companies may need to obtain additional background information
about you. These reports provide information that may assist in determining your
eligibility for insurance and the price available for you. Consumer reports
may also be used for updates, renewals or extensions of this insurance. The
insurance company may also obtain and use a credit-based insurance score based
on information contained in your credit report. The insurance company may
use a third party in connection with the development of the insurance score.
By using this site, you signify your acceptance of our Privacy
Policy. If you do not agree to this policy, please do not use
Quick Low Quotes. We reserve the right, at our discretion, to
change, modify, add, or remove portions from this policy at any
time so please review this policy from time to time. You accept
any changes from our Privacy Policy.
Should you have any other questions or conerns about our Privacy
Policy, please contact us. |
